Preventing Water Damage Claims

Did you know that water damage is the number one cause of homeowners insurance claims?  In fact, 98% of all basements will experience some sort of water damage and approximately 37% of all homeowners will report a financial loss from water damage.
 
Even just a small leak can present major problems.  For example, just a 1/8 inch pipe crack can quickly add up to 250 gallons of water per day!  
 
Even though most homeowners insurance policies cover basic water damage claims up to the purchased limit, implementing some simple prevention techniques is much easier than submitting a claim.
 
Below we have included an infographic with additional information on water leaks along with some prevention tips. 
 
If you have any questions on how your policy will respond to water damage, please feel free to give our office a call.

Be Careful Where you Plant. Some plants and trees, like weeping willows, have pretty invasive roots. If you’re not careful, they’ll grow right into your sprinkler system, drainage field, pipes, foundation, and septic tanks. Plan before you plant to keep roots away from any water lines and well away from your home’s foundation.

Clean Out Your Gutters.  If you’re seeing lots of leaves, birds’ nests, sticks, and whatnot up there, your gutters may not be doing their job. And on a rainy day, a clogged gutter can send water spilling into your home’s foundation, through the roof, or down into your basement. That could cause some serious water damage! So next time you’re doing some seasonal cleaning, make sure those gutters are clean. And if your gutters are too high, be safe and get a professional to check them.

Keep an Eye on Your Water Bill. With so many water pipes hidden behind walls and in the floors in your house, you might not know there’s a leak until the damage is done. That’s why it’s a good idea to keep a close eye on your monthly water bill. If you see it starting to creep up, or get one that’s uncommonly high, it’s a pretty good sign that you may have a leak somewhere.

Use a Drain Snake Instead of Unclogging Chemicals.  Chances are at some point in your life you’ve used one of those powerful chemical drain cleaners to get things moving again. But as convenient as they may be, most folks don’t realize those caustic chemicals are also eating away at their pipes. If you rely on them a lot, you could be setting yourself up for leaks. That’s why owning a drain snake is a good solution to clear away clogs. They’re pretty inexpensive, you can get them at your local hardware store, and they can cut through most any clog you’ll have without damaging pipes.  Drain snakes also have less impact on our environment and won’t leave your eyes red and teary. 

Never Pour Grease Down Your Sink.  It doesn’t matter if you flush it with hot or cold water. It can still congeal and cling to your pipes, and could still cause some serious damage and blockage.  The safest thing to do is just to pour your grease in an empty can, and either let it sit or put it in the refrigerator. Once it hardens you can toss it in the trash and get rid of it. Done and done.

Water Damage Infographic