Entries by web-controller

Personal Articles Insurance

If any of the following incidents were to happen, do you know if your homeowners insurance would pay the full claim, part of the claim, or deny it completely? Your golf clubs are taken out of your car. Your expensive digital camera is dropped and broken. Your home-office computer is ripped off. Unfortunately, with just […]

Trampoline Safety

Did you know that if you own a trampoline that your homeowners insurance will either surcharge you for the increased risk or exclude the claim from coverage? In fact, many insurance companies will refuse to write policies for homeowners with trampolines altogether. Why are insurance companies so adverse to covering trampoline-related claims? They seem harmless […]

How Will Driverless Cars Affect Premiums

Self-driving cars are definitely on the way. In fact, one transport scholar at the University of Minnesota estimates that by 2030 every car on the road will be driverless. From a safety standpoint this could be great news as most accidents are caused by human error. If this factor can be minimized by taking control […]

Childproofing Your Home

Parents worry endlessly about how to protect their children, but many overlook one of the biggest threats to their children’s safety and well-being — their own home. Experts say that children between the ages of 1 and 4 are more likely to be killed by fire, burns, drowning, choking, poisoning, or falls within the home […]

Additional Distracted Driving Tips

Employers May Be Held Liable Not only is distracted driving dangerous for individuals, but there is a growing concern among business owners and managers that they may be held liable for accidents caused by their employees while driving and conducting work-related conversations on cellphones. Under the doctrine of “vicarious responsibility,” employers may be held legally […]

Top 8 Auto Insurance Myths

When it comes to auto insurance, deciphering coverage provisions, exclusions, and premium calculations is already hard enough. However, to complicate matters there are a number of myths floating around that can make it near impossible to understand your policy. In fact, in a recent survey by insure.com, 52 percent of respondents had a misunderstanding of […]

Life Insurance Purchasing Guide

Did you know almost 60% Americans don’t own any type of life insurance policy? This is according to the latest study done by the Life and Health Insurance Foundation for Education (www.lifehappens.org). Life insurance allows your spouse and/or family to receive money to help offset funeral expenses, lost income, and future financial needs. Purchasing the […]

How to Properly Insure Jewelry

Insuring Jewelry Knowing how much personal property coverage you have on your homeowners or renters policy is a good place to start with insuring jewelry. Most of the time, you’ll be covered up to a certain limit if it is stolen ($2,500 total). But with the average value of an engagement ring in the US […]

Winter Weather Checklist

As we continue to experience freezing weather all across the country, it’s important to ensure your home is prepared for the plummeting temperatures. A frozen pipe or collapsed roof will not only cost thousands of dollars in repairs to either you or your insurance company, but it will almost certainly displace you and your family […]