Entries by web-controller

Social Host Liability

Now is the time of year for social gatherings, whether it’s a family holiday party or New Year’s Eve bash, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability, the […]

Winterizing Your Vehicle

Climate changes don’t affect just you―they also affect your car. In regions that don’t enjoy mild winters, you wouldn’t dream of heading outside without a heavy coat if the wind chill brought the temperature below freezing. Don’t expect your car to function properly without some attention to its winter needs, too. Engine Oil in the […]

Fun Halloween Facts and Safety Tips

Did you know that over $2 billion will be spent on Halloween candy this year? Or how about $330 million on just pet costumes? We know that Halloween is one of children’s favorite holidays. The chance to dress up in a costume and fill bags with candy is a sure way to excite any youngster. […]

Preventing Water Damage Claims

Did you know that water damage is the number one cause of homeowners insurance claims?  In fact, 98% of all basements will experience some sort of water damage and approximately 37% of all homeowners will report a financial loss from water damage.   Even just a small leak can present major problems.  For example, just […]

Top 5 Strangest Homeowners Claims

When real disaster occurs, insurance provides a vital and necessary lifeline that helps policyholders regain their footing and start life over. And thankfully most of the time, home insurance claims are fairly routine affairs involving some sort of property damage (typically storm related). Weird, off-the-wall home insurance claims simply don’t seem to happen that often. […]

Rental Car Damage Waiver

As agents we are often asked a number of difficult questions relating to auto insurance coverage and how the coverage will respond in various situations. One of the most frequent questions we receive is in regards to purchasing the collision damage waiver when renting a car. You know the routine. You just got off of […]

Dog Bite Liability

Did you know that dog bites and other dog-related injuries accounted for more than one-third of all homeowners insurance liability claim dollars paid out last year, costing more than $530 million? Also, according to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require […]