Entries by web-controller

Camping Safety Tips & Tricks

Did you know that over 40 million Americans will go camping at least once per year?  Or that over 7 million Americans will go camping on Memorial Day weekend alone? While becoming one with nature is clearly a draw for many of us, camping comes with some inherent dangers that aren’t typical concerns in the […]

10 Tips for Buying a Home Security System

We don’t want to alarm you (couldn’t help ourselves), but, according to the FBI, more than 2 million homes are burglarized in the United States every year. This means that someone is breaking into a home somewhere across the country about every 13 seconds. To avoid being the victim of a burglary, getting a home security […]

Insuring Teen Drivers

Did you know that vehicular fatalities are the leading cause of death for U.S. teens. And though fatality rates for teens have steadily dropped since 1975, teens remain 3 times more likely to crash per mile driven than adults. Thankfully, you can play a big part in keeping your teen safe. To help you navigate through […]

7 Excluded Homeowners Claims

Our hope is that you never have to experience any disaster to your home that requires submitting an insurance claim to our office. What worries us even more, though, is submitting an insurance claim assuming there is coverage only to find out the claim is actually excluded on your policy. With that in mind we […]

Dangers of Unlicensed Contractors

One of the first principles of gambling is this: Never take a risk you can’t afford to lose. When you hire an unlicensed contractor to do work on your property, or you fail to secure the necessary permits for that work, you are doing just that. Here’s why: When a general contractors take jobs, they will hand […]

Social Host Liability

Now is the time of year for social gatherings, whether it’s a family holiday party or New Year’s Eve bash, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability, the […]

Winterizing Your Vehicle

Climate changes don’t affect just you―they also affect your car. In regions that don’t enjoy mild winters, you wouldn’t dream of heading outside without a heavy coat if the wind chill brought the temperature below freezing. Don’t expect your car to function properly without some attention to its winter needs, too. Engine Oil in the […]

Fun Halloween Facts and Safety Tips

Did you know that over $2 billion will be spent on Halloween candy this year? Or how about $330 million on just pet costumes? We know that Halloween is one of children’s favorite holidays. The chance to dress up in a costume and fill bags with candy is a sure way to excite any youngster. […]

Preventing Water Damage Claims

Did you know that water damage is the number one cause of homeowners insurance claims?  In fact, 98% of all basements will experience some sort of water damage and approximately 37% of all homeowners will report a financial loss from water damage.   Even just a small leak can present major problems.  For example, just […]