Halloween Safety

Did you know that over $2 billion will be spent on Halloween candy this year? Or how about $330 million on just pet costumes?

We know that Halloween is one of children’s favorite holidays. The chance to dress up in a costume and fill bags with candy is a sure way to excite any youngster. (Plus, the fact that the average trick-or-treater consumes the equivalent of 220 packets of sugar on this holiday doesn’t hurt either.)

For parents, though, the night can be a little stressful as you worry about your kids’ safety. With that in mind, we have compiled an infographic with 31 interesting statistics and facts associated with Halloween along with a brief list of safety tips. We encourage you to take a look at it just in case there is a tip or two that will help you avoid any potential accidents or danger.

Safety Tips

Trick-or-treating
Make sure your children take flashlights so they can avoid tripping over obstacles on the sidewalk or in yards. Flashlights and glow sticks will also help your children be seen by motorists.

If you allow your older kids to go out without your supervision, make sure they go out in a group. Don’t ever allow your kids to go out alone or even in pairs; make sure they go out with at least 3-4 other kids.
Map out their route so you know where they will be and when they should be home.

Tell your kids to only stop at familiar homes where you know the residents and where the outside lights are on.
Instruct your kids to WALK from house to house and NEVER run.
Make sure your kids know to never enter anyone’s home, to never accept rides from strangers, and to never take shortcuts through yards or other dimly lit areas

Costumes

Costumes should be light enough to be clearly visible to motorists. You may even want to add reflective tape to both your child’s costume and bag.

Make sure your child’s costume is labeled flame-resistant.
Costumes should be short to prevent trips and falls.

Try cosmetic face paint rather than a mask. Masks, especially on children, may not fit properly and can obstruct vision.

Be sure to remove all face paint that night to prevent skin irritation.

Candy
Don’t allow your child to eat any candy before you have a chance to inspect it for choking hazards or tampering.

Only permit your child to eat candy that is unopened in its original wrapper. Any homemade or unwrapped candy should be discarded.

A good way to prevent your kids from eating any candy before they get home is to make sure you give them a meal or snack right before they go out.

Above all else, limit the amount of candy your child eats after they get home or you will be dealing with one big stomachache.

Adults
Use additional caution when driving a vehicle. Lookout for children who might run into traffic from behind parked cars or other obstacles.
Turn on your porch and any other exterior lights to welcome trick-or-treaters to your home.

Remove any obstacles from your lawns, steps or porches that could be a tripping hazard for children or adults.
Keep all jack-o’-lanterns from doorsteps or steps where a child could brush by the flame with their costume.
If you keep your jack-o’-lantern inside, place it on a sturdy table away from curtains or other ignitable decorations and out of reach from children and pets.

Tips to Avoid Purchasing a Flood Car

As we’ve all seen recently in the news, hurricanes (and the floods that result from them) can create enormous damage to properties and vehicles. In fact, one recent estimate from Hurricane Harvey, estimated over 200,000 vehicles would be totaled due to flood damaged.

If you are in the market for a new vehicle, be wary, as flood vehicles offer a tempting opportunity for criminals to defraud unsuspecting consumers. By definition, a flood vehicle has been completely or partially submerged in water to the extent that its body, engine, transmission or other mechanical component parts have been damaged.

If the vehicle is so damaged that it is no longer operable, the driver’s insurance company settles the claim by buying the vehicle and selling it as a “salvage” at an auto auction.

Dishonest and unscrupulous car dealers buy the vehicles, dry and clean them, yet leave plenty of hidden flood damage. They then transport the vehicles to states unaffected by the storm or natural disaster and sell them as used vehicles to unsuspecting buyers.

These dishonest dealers will not disclose the damage on the vehicle’s title as they are required, which is a crime called “title washing.” The vehicles are then sold with the hidden damage.

Below are some tips to help you avoid purchasing a vehicle that may be flood damaged.


 

Fraud prevention tips

Consumers can take preventive measures before purchasing a used vehicle to avoid being victimized by flood vehicle fraud:

  • Select a reputable car dealer.
  • Inspect the vehicle for water stains, mildew, sand or silt under the carpets, floor mats, headliner cloth and behind the dashboard.
  • Check for recently shampooed carpet.
  • Inspect the interior upholstery and door panels for fading.
  • Check for rust on screws in the console or areas where water normally doesn’t reach.
  • Check for mud or grit in the spare tire compartment, alternator crevices, behind wiring harnesses, around the small recesses of starter motors, power steering pumps and relays.
  • Check inside the seatbelt retractors by pulling the seatbelt all the way out and inspect for moisture, mildew or grime.
  • Check door speakers as they will often be damaged due to flooding.
  • Have a certified mechanic inspect the vehicle prior to purchasing it.
  • Ask about the vehicle’s history. Ask whether it was in any accidents or floods.
  • Inspect the title and ownership papers for any potential or questionable salvage fraud.
  • Conduct a title search of the vehicle.
  • Look under the hood for signs of oxidation. Pull back rubber boots around electrical and mechanical connections for these indicators: Ferrous materials will show signs of rust and copper will show a green patina
  • Aluminum and alloys will have a white powder and pitting.
  • Trust your instincts: If you don’t like the answers or the deal sounds too good to be true, walk away!